Ottawa Homes under $500,000

Ottawa Homes under $500,000

Welcome to Ottawa, Kansas – a charming city nestled in the heart of Franklin County, where small-town warmth meets big-city amenities. With its rich history, vibrant community spirit, and picturesque landscapes, Ottawa is an ideal place to call home. Whether you’re a first-time buyer or looking to settle down, the local real estate market offers an array of homes under $500,000, making it accessible for families and individuals alike.

Ottawa boasts a delightful blend of historic architecture and modern conveniences. The downtown area is lined with quaint shops, inviting cafes, and local eateries, creating a lively atmosphere that encourages community engagement. Parks and recreational spaces abound, with opportunities for outdoor activities such as hiking, biking, and picnicking along the scenic banks of the Marais des Cygnes River.

Families will appreciate the strong educational system, with well-regarded schools that prioritize student success and community involvement. Ottawa is also home to several annual events and festivals that foster a sense of belonging and celebrate the city’s unique culture.

When it comes to housing, Ottawa offers a variety of options under $500,000, from charming single-family homes to modern townhouses. Many properties feature spacious yards, updated interiors, and convenient access to local amenities. With a growing economy and a welcoming community, Ottawa is not just a place to live, but a place to thrive.

Discover your dream home in Ottawa, where comfort and community come together in perfect harmony!

Newest Ottawa Homes under $500,000

731 N Mulberry Street, Ottawa
$315,000
3 Beds ⋅ 2 Baths
Room to spread out and garage space that’s hard to find! Built in 2001, this move-in-ready home offers over 1,300 square feet on a spacious .43-acre lot. A 2-car attached garage provides everyday convenience, while the impressive 30x40 detached garage offers 1,200 square feet for additional vehicles, a workshop, hobbies, or storage. Whether you enjoy working on projects or need room for your tools and toys, this property delivers! The large lot offers plenty of outdoor space for entertaining, gardening, or simply relaxing. All appliances are included, making your move even easier. Enjoy the benefits of a newer home with the extra space you’ve been looking for, inside and out!

731 N Mulberry Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
907 N King Street, Ottawa
$130,000
3 Beds ⋅ 1 Baths
Three-bedroom, one-bath home with a brand-new roof (November 2026) and vinyl siding, plus a large detached storage shed.  The place has been a rental property for several years and would make for a nice rental property or a first-time homebuyer.

907 N King Street, Ottawa

Listing courtesy of Vance Finch of Prestige Real Estate.
509 S Oak Street, Ottawa
$180,000
3 Beds ⋅ 1 Baths
Picture slow mornings on the enclosed deck and summer dinners out on the covered deck. This charming 3-bedroom, 1-bath Ottawa home gives you both, plus a level yard with room to plant a garden, set up lawn games, or gather with friends. Inside, the 1½-story layout offers three bedrooms, with a full basement for extra storage. Off-street parking makes coming and going easy, and the roof is approximately one year old. Come see what makes 509 S Oak Street feel like home.

509 S Oak Street, Ottawa

Listing courtesy of Deonte Kirk of KW Diamond Partners.
728 S Pecan Street, Ottawa
$190,000
3 Beds ⋅ 2.5 Baths
Welcome to this charming home offering inviting living spaces, beautiful natural light, and an outdoor setting full of possibilities! A welcoming covered front porch with classic columns and attractive landscaping creates a warm first impression. Step inside to discover beautiful wood flooring throughout the main living areas and a spacious kitchen featuring abundant cabinetry, generous counter space, tile backsplash, stainless steel appliances, and a double sink overlooking the backyard. The adjoining dining area is filled with natural light from multiple windows and features a charming built-in window seat, adding character and warmth to the space. Each bedroom offers the added convenience of its own walk-in closet, providing plenty of storage and organization. Additional interior highlights include ceiling fans, comfortable living spaces, and a convenient laundry area. Step outside to discover where this property truly shines! The fenced backyard offers an incredible variety of spaces for entertaining, relaxing, and enjoying the outdoors. A spacious covered patio and beautiful backyard pergola create inviting areas for gatherings or quiet evenings outside. Practice your short game on the dedicated putting green, surrounded by decorative rock landscaping. Several storage sheds and a large covered structure provide plenty of room for tools, equipment, hobbies, and outdoor projects. With its charming interior, generous storage options, covered front porch, and unique backyard amenities, this property offers a wonderful combination of comfort, character, and outdoor enjoyment. Don't miss the opportunity to make this home your own!

728 S Pecan Street, Ottawa

Listing courtesy of Curtis Roe of Keller Williams KC North.
626 S Walnut Street, Ottawa
$199,000
3 Beds ⋅ 2 Baths
This is the kind of historic home you get excited about! Built in the early 1900s, this beauty has been renovated from top to bottom, and every space feels fresh, inviting, and full of character. You'll love the gorgeous floors, spacious living areas, and beautifully updated kitchen with white cabinetry and brand-new tile. And here's something you rarely find in a historic home, a main-floor primary bedroom! Both bathrooms have been beautifully updated, complete with brand-new tile, and the two additional bedrooms upstairs offer plenty of room to spread out. The covered front porch is just begging for a couple of rocking chairs and a morning cup of coffee, while the fenced backyard gives you plenty of space to enjoy the outdoors. And the location? So good! You're just a few blocks from downtown Ottawa, with local coffee shops, restaurants, shopping, and City Park all nearby. Over 1,700 square feet of beautifully updated living space, all the charm of a historic home, and a price that's hard to beat. There's a whole lot to love about this one!

626 S Walnut Street, Ottawa

Listing courtesy of Meagan Wiggs of Real Broker, LLC.
611 N Cedar Street, Ottawa
$205,000
3 Beds ⋅ 1 Baths
CHARMING HOME W/TONS OF STORAGE! This home welcomes you in from the curb! Covered front porch for relaxing evening sitting-Mature trees -Open floor plan w/Living and formal dining room lead you into this large kitchen and breakfast area that is full of built ins for all your storage needs & the perfect setting for your casual dining- laundry is conveniently located nearby w/ additional 2 bedrooms and bath just down the hallway & at the very back of the home is a HUGE Primary bedroom w/ a full wall of closets and built ins! All this space plus a full basement and a 1 car garage for even more space for storage! More room to park off alley if needed! Easy commute w/I-35 just a few blocks away.

611 N Cedar Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.
914-916 S Walnut Street, Ottawa
$399,900
1346 SQ FT OF LIVING ON EACH SIDE OF THIS 3 YEAR OLD DUPLEX! 3 BR 2 BA ON EACH SIDE AND A 1 CAR ATTACHED GARAGE WOULD MAKE THIS THE PERFECT INVESTMENT PROPERTY -Live in one side and rent the other or enjoy the income from both units! These lovely homes feature open floor plans -spacious entertaining areas and much more! BEST OF ALL....ENJOY THE TAX SAVINGS AS THIS PROPERTY IS LOCATED IN THE NEIGHBORHOOD REVITALIZATION AREA SO TAX REBATES FOR 10 YEARS! (Interior pics were taken between tenants.

914-916 S Walnut Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.
628 S Maple Street, Ottawa
$247,999
5 Beds ⋅ 2 Baths
Historic Charm, Flexible Living & Endless Possibilities in Ottawa! Step into a piece of Ottawa's history with this charming 1910 home, full of beauty, character, space, and possibilities! This unique property offers 5 bedrooms, 2 full bathrooms, a sunroom, and a flexible floor plan with two separate living quarters. The main level features 3 bedrooms, a full bathroom, living room, dining room, kitchen, and a welcoming sunroom that offers additional space to relax and enjoy. Upstairs, you'll find a second living area complete with 2 bedrooms, a living room, kitchen, full bathroom, and additional bonus spaces perfect for storage, hobbies, a playroom, or whatever best suits your needs. Whether you're looking for a multigenerational living arrangement, an opportunity for potential rental income, or a spacious home for a large household, this property offers options that are hard to find! Situated on a generously sized lot, the property also includes a new storage shed and carport for added convenience. For those who appreciate historic homes, this property offers the opportunity to own a piece of Ottawa's past. A historic plaque may be available through the City of Ottawa. Don't miss the opportunity to explore all the possibilities this distinctive property has to offer!

628 S Maple Street, Ottawa

Listing courtesy of Dana Outler of Crown Realty.
203 S Ash Street, Ottawa
$130,000
3 Beds ⋅ 1 Baths
CLEAN AND NEAT 1 1/2 STORY HOME ON CORNER LOT! Enter into a roomy front entrance dividing the main floor into lovely kitchen, bath and laundry on one side and roomy living room and main floor bedroom on other side. Recent updates thru out w/luxury vinyl plank flooring, newer carpet and updated kitchen and bath. Outside enjoy the covered front porch for evening sunsets-roomy fenced yard for kids or pets-covered carport parking-and storage shed to store your yard tools! Easy access to bi-pass for Interstate access -shopping or commute!

203 S Ash Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.
206 E 11TH Street, Ottawa
$215,000
3 Beds ⋅ 2 Baths
Great location just a short walk from Ottawa University! This Ranch home offers 2 bedrooms on the main level with a 3rd bedroom in the basement, plus additional unfinished space just waiting for your finishing touches. Situated on a corner lot with a large attached 2-car garage and plenty of room to make it your own. A great opportunity for first-time home buyers or anyone looking for an affordable home in a convenient location close to shopping, dining and more!

206 E 11TH Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
823 S Olive Street, Ottawa
$185,000
3 Beds ⋅ 1 Baths

823 S Olive Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.
924 N Mulberry Street, Ottawa
$138,000
2 Beds ⋅ 1 Baths
Looking for a cozy home with room to make it your own? This 2-bedroom, 1-bath bungalow is a great option for those looking to downsize or anyone seeking a home with plenty of potential. The galley kitchen offers an efficient layout, while the nice yard and mature trees provide a peaceful outdoor setting. Enjoy relaxing on the deck off the back of the house, perfect for morning coffee or evening gatherings. A handy storage shed adds extra space for tools, lawn equipment, and outdoor essentials. With its manageable size, inviting outdoor space, and opportunity to add your personal touch, this bungalow is ready for its next owner to bring out its charm!

924 N Mulberry Street, Ottawa

Listing courtesy of The Rare Group of BHG Kansas City Homes.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

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